1. Damaged Insulation
Insulation can become damaged in a number of ways. In many cases, animals are the culprits. Squirrels, mice, and other critters are notorious for making their nests in our attics and ruining the effectiveness of the insulation.
Since tattered insulation cannot retain heat properly, it is unable to provide the benefits it once did and it must be replaced.
The same goes for wet insulation caused by a leaky roof.